Risk Screening & Monitoring for Payment Businesses
Manage financial crime risk across high-volume payment operations with connected customer screening, risk assessment, transaction monitoring and investigation capabilities.
Manage financial crime risk across high-volume payment operations with connected customer screening, risk assessment, transaction monitoring and investigation capabilities.
Payments Challenges
Fast-moving payment ecosystems require businesses to manage growing transaction volumes, evolving fraud risks and regulatory obligations without disrupting legitimate payments.
Large and growing payment volumes make it harder to identify suspicious activity efficiently.
Fast payment flows require timely screening and monitoring without creating unnecessary delays.
Mule accounts, payment fraud and other emerging typologies require continuous and adaptive monitoring.
High alert volumes can overwhelm compliance teams and delay the investigation of genuine risks.
From onboarding customers to monitoring payment activity, ZIGRAM connects risk intelligence across every stage of the compliance lifecycle.
Screen customers against sanctions, PEP and adverse media data before and during onboarding.
Assess customer and business risk using configurable factors, intelligence and risk models.
Investigate alerts with connected customer, transaction and external risk intelligence.
Monitor payment activity and identify unusual behaviour, patterns and potentially suspicious transactions.
Continuously monitor customers and risk signals as information and behaviour change.
From onboarding customers to monitoring payment activity, ZIGRAM connects risk intelligence across every stage of the compliance lifecycle.
Screen customers against sanctions, PEP and adverse media data before and during onboarding.
Assess customer and business risk using configurable factors, intelligence and risk models.
Investigate alerts with connected customer, transaction and external risk intelligence.
Monitor payment activity and identify unusual behaviour, patterns and potentially suspicious transactions.
Continuously monitor customers and risk signals as information and behaviour change.
Build scalable financial crime controls that help manage payment risks while supporting efficient and seamless payment operations
Screen customers and counterparties efficiently without adding unnecessary friction to payment journeys.
Gain greater visibility into payment activity, risk signals and potentially suspicious behaviour.
Improve alert quality and help teams focus on transactions and customers that require attention.
Bring relevant customer, transaction and external intelligence together to support efficient investigations.
Manage growing payment volumes and customer bases without proportionally increasing manual compliance effort.
Apply connected screening, risk assessment and monitoring across the payment lifecycle.
We leverage our proprietary Integrated RegTech Stack to offer the Risk Application Ecosystem to customers across the world, to help manage risks and compliance driven use cases
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Manage customer and transaction risk across high-volume payment operations.
Support risk screening and monitoring across merchants, customers and payment activity.
Manage cross-border payment risks with connected customer screening and transaction monitoring.
Monitor merchant and transaction activity while managing evolving financial crime risks.
Key questions answered for Payments teams evaluating a more connected approach to AML compliance
Payment businesses sit between many customers, merchants and counterparties, often settling funds within seconds. That combination attracts sanctions exposure, mule networks moving funds through legitimate rails, merchant-side fraud and layering through rapid pass-through activity. The volume involved means risk has to be identified systematically rather than case by case.
Automated monitoring applies rules and models to every payment rather than a sample, scoring activity against the customer's expected profile. Scenarios can be tuned per payment corridor, product or merchant category, and only scored exceptions are routed to analysts, so review effort stays tied to risk rather than volume.
Better match logic and risk-based thresholds do most of the work: tuned name matching, contextual data on the customer and counterparty, and scenario thresholds calibrated to actual payment behaviour. Enriching alerts with screening and customer context also lets teams close clear non-matches quickly instead of investigating from scratch.
Yes. Screening can be applied to customers at onboarding, to merchants and counterparties, and to parties involved in individual payments, checked against sanctions, PEP, watchlist and adverse media data. Ongoing re-screening picks up changes to those lists between reviews.
ZIGRAM connects screening, risk assessment, payment monitoring and investigation in one workflow supported by global risk intelligence. Alerts arrive with the customer, counterparty and transaction context attached, which supports consistent risk decisions across the payment lifecycle and a clear audit trail for regulators.
Discover how ZIGRAM helps payment businesses manage financial crime risk with connected screening, risk assessment, payment monitoring and investigation capabilities.
AML Screening & Risk Intelligence
Customer & Counterparty Risk Rating
Payment & Transaction Monitoring
Investigation & Case Management
Ongoing Monitoring & Regulatory Compliance Fill out the form and our team will connect with you
Our team will reach out within the next 8 hours. If this request is time sensitive, please email us at sales@zigram.tech.
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